Mortgages –

The concept of a mortgage is quite simple.  It’s basically a loan for a home wherein the property itself is used as collateral.

Securing a mortgage, however, can be complex.  The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together.

A trusted real estate agent can recommend a reputable mortgage broker or lender and help you navigate through the process to purchase your Irvine, Newport Coast or Orange County real estate.  If you need a loan, consult with a mortgage lender/bank before you start to shop for a house. A good place to start the pre-approval process is your own bank. Click here to a mortgage center.   Or to see loan options for your Irvine real estate or house, click here.

Explaining the  pre-approval process